In general, insurance carriers will not cover any mole excision if it does not have symptoms. The insurance carriers will cover if there is a functional problem with the mole and its position.
Moles will always be present on the skin. These are usually genetic irregularities in the skin, collection of multiple pigmented skin cells, or a viral irritation.
When there is bleeding, chronic wound, or dark irregular pigment, the mole may have transformed and need medical attention.
If the mole has not change for a long time, and has no other symptoms, then it is usually a benign growth that can be removed for cosmetic appearance.
The removal can usually be done in an office under local anesthesia. This will create a small scar depending on the size of the mole. The face does well, but more mobile areas such as the back and chest will have a tendency towards wider scar. Dr. Haupt tries to place the scars to minimize the line of tension to have a better scar outcome.
For small blemishes we have a LAM probe that uses radiofrequency to reduce the area. There are freezing techniques in the dermatologist office as well.
The risks include bleeding, infection, poor scarring, hypertrophic or keloid scars, and the incision breaking down and opening.